Digital money has moved from science-fiction pages to real wallets in less than two decades. At first, people only saw numbers on a bank screen. Today, those numbers run on new rails built with code instead of paper. Apps turn phones into wallets, and a tap replaces coins. Some countries even test their own official digital cash. Investors trade tokens that sleep inside blockchains, while kids swap game credits as if they were pennies. The pace feels fast, but it is only the start. Experts say the next wave will spread digital money to every corner of daily life, from bus rides to global trade deals. Understanding this shift matters, because it changes how value moves, how jobs pay wages, and how families save for the future. Ignoring the shift is like ignoring the arrival of the internet itself, and history shows latecomers pay more. By looking at the technology,…
