As of 2023, more than three billion people play video games worldwide—a rise of 32% in the previous seven years. That number may increase by 400,000 people in the next four years, representing a boost of nearly 15%.
Pair that with smartphones (almost seven billion users worldwide) and 183 million Americans owning credit cards; massive industries are coming together.
What are the best credit cards for gamers?
Best Credit Cards for Gamers
Players looking to get the most out of their gaming experiences should consider getting a credit card. Credit cards offer different benefits and perks, like cashback rewards on specific gaming-related purchases.
For example, a signup bonus associated with a new credit card helps to offset the price of buying a gaming computer or console.
Here’s a brief look at some credit cards for savvy gamers to consider.
Amazon Prime Rewards Visa Signature Card
If you’re an Amazon Prime member, the Amazon Prime Rewards Visa Signature Card is an excellent option for gamers. The card benefits online purchases through Amazon, along with free shipping.
With a Prime membership, there’s also free access to Twitch.tv and online games.
Here are some highlights of the Prime Rewards Visa Signature Card:
- 3% back on Amazon.com purchases
- 3% back at Whole Foods Market (online or in-store)
- 3% back at Amazon Fresh (online or in-store)
- 2% back at gas stations
- 2% back at restaurants (dine-in or take-out)
Additionally, there’s a $250 bonus for spending $2,000 on relevant purchases within 120 days of opening your account.
Bank of America® Customized Cash Rewards Card
Relevant to gamers, there’s the Bank of America® Customized Cash Rewards Credit Card. The card offers a $200 online cash rewards bonus.
Features include:
- 3% cashback in a chosen category
- 2% cashback at grocery stores and wholesale clubs
- 1% cashback for all other purchases
The kicker here for gamers is the three percent cashback for online shopping. That applies to large retailers, including Amazon, Apple, BestBuy, Target, and Walmart.
As for the bonus, you’ll get 90 days to spend at least $1,000 with your new card. After that, you’ll receive the $200 reward.
Gamers with a Bank of America account should consider applying for the Customized Cash Rewards Credit Card. It’s an excellent option for first-time deposits at gambling sites too.
Learn about the best credit card casinos for getting a welcome bonus as an added perk.
Capital One Walmart Rewards® Card
Walmart partnered with MasterCard and Capital One to offer a Capital One Walmart Rewards® Card. It’s a valuable choice for gamers who shop at Walmart online or via the app.
Here are some of the card’s features:
- 5% cashback at Walmart.com (including pickup and delivery)
- 2% cashback in Walmart stores, at restaurants, and on travel
- 1% cashback everywhere else that accepts Mastercard®
The introductory offer includes 5% cashback in Walmart stores for 12 months when using your new card with Walmart Pay.
There’s also versatility for redeeming your rewards. Choose to receive them via cash (check or statement credit), gift cards, cover for recent purchases, and travel.
Getting 5% cashback on games and accessories makes the Capital One Walmart Rewards® Card a worthy option for players on any budget.
U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
Another versatile option comes from the U.S. Bank Shopper Cash Rewards™ Visa Signature® Card. Perks through the card may change quarterly to adjust your spending habits if necessary.
The card’s rewards come with a few stipulations. The 6% cashback applies to your first $1,500 combined eligible purchases each quarter at two chosen retailers. On all other eligible purchases, you’ll receive 1.5% cashback.
Get your cashback via a rewards card, statement credit, merchant gift card, or a U.S. Bank checking or savings account.
Relevant gaming retailers for your 6% cashback include Amazon.com, Apple, BestBuy, Target, and Walmart.
Is There a Gamer Credit Card?
In association with Blue Ridge Bank, Ugami, a financial technology company, plans to offer a Ugami Credit Card (Visa) in 2024. Cardholders may choose from two different colors, along with a custom Gamertag.
There’s a Ugami Gamer Debit Card with physical and virtual cards via a mobile app. As of 2023, users can earn Ugipoints when buying new games while redeeming points in the Ugami Store.
Ugami aims to become a “primary financial rewards solution for gamers.”
Make the Most Out of Credit Cards for Gaming
Credit card gaming refers to players using multiple rewards cards to benefit from their purchases. Rewards include cashback, travel perks, and bonus offers.
The best credit card for your gaming depends on your budget and credit score.
Why not apply for a credit card today to get the most out of your gaming experience?
